yOur provider for insurance

We insure commercial businesses in a variety of industries. 
We can quote any business, contact us for more details.

restaurants, fine dining

High Rated Carriers, Valet, Catering, Delivery

hotels & resorts

Franchise Requirements, Liquor, Valet

bars, taverns, liquor stores

Liquor Liability Training, Liquor Bonds 

franchise fast food

Franchise Requirements

nightclubs, gentelmen clubs

Valet, Liquor Training, Security Training

American legions & VFWs

Coverage for Fine Arts, Gambling

golf courses, bowling alleys

Commercial automobile

Contractors

Equine and Agriculture

Types of coverage we write

The Minnesota Licensed Beverage Association and KLB Insurance Services have enjoyed a great relationship for over a decade. KLB's staff is professional, attentive and clearly has the best interests of their clients in the hospitality industry at stake. They are proud Gold Members and trusted partners of the MLBA. Thank you KLB Insurance Services for all you do to support the hospitality industry!"

Tony Chesak Executive Director Minnesota Licensed Beverage Association

insurance carriers

We have hand chosen our carriers to help protect your business.
​Contact us to see which company will provide you the best coverage at the most competitive rate,
​and review some of our featured current carriers listed below. ​

testimonials

90% of our business is based on referrals - we take pride in having relationships with our clients and are grateful for their trust.
​Relationships aren’t built on price, relationships are built on trust.

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​When we opened our restaurant, we went looking for insurance coverage but found a business partner. We could not be happier with the relationship that we have with Jackie and Kim. They have been a valuable and reliable resource for us in running our business.

​Diane and Stu Alexander

Owners
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​Peoples Organic Coffee & Wine Café Minnetonka Mills

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Kim does a great job explaining our insurance needs in black and white. We have been with a lot of insurance firms over the years and have learned quickly that Kim had our best interest in mind at all times.

Luke Derheim & Steve Benowiz

Owners
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​Craft & Crew Hospitality  Stanley’s NE & Pub 819

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​I have worked with KLB Insurance for my business for over five years, and couldn’t be happier. Previous to that, finding a company that actually cared, answered questions, and offered great customer service was tough. Working with Kim, Jackie and Stephanie has been enjoyable and painless, leaving me time to run my business and not worry about my insurance coverage. They actually treat you like family!

​Lauri Pierce-Greenberg

President
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Toasted Gecko, Inc. DBA Westlake Liquors

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KLB has always handled my commercial insurance needs. Kim and her staff have the most thorough, comprehensive, and well-rounded approach to solving all my problems, including my most recent brush with the ADA abuse litigation. Although I was not covered in my policy, KLB continued to help connect me with the resources needed to squash my litigation

Amy Rowland

Owner
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Bulldog NE

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strategic partnerships & Memberships